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Home Buying Process
Step 1 – Choosing a REALTOR®
Choosing a REALTOR® from the Cindy Banks Team as your broker, to gain access to our extensive talent and tools, only the very top Realtors® have!
Step 2 – Get Pre-Approved
Each Cindy Banks Team Realtor® is connected to a network of top mortgage professionals. Our clients enjoy a hassle-free experience through impeccable execution and timely communication throughout the process.
Step 3 – Identify Your Wants/Needs
Your Cindy Banks Team Realtor® will consult with you to discover what is truly important in your home. We will open the door to the fullness of the real estate market offerings while creating a tailored plan to help find a home that’s perfect for you.
Step 4 – Find the Right Home
Once your Cindy Banks Team Realtor® sets you up on your custom search via our website, you will then have access to the entire Multiple Listing Service (MLS).
Step 5 – View Your Favorite Homes
Together with your Cindy Banks Team Realtor®, you can select the homes that you would like to see at your leisure. Your broker will then work with the seller’s agent to coordinate a day and time that works with your schedule to see the home.
Step 6 – Present an Offer
Before an offer is even written, your Cindy Banks Team Realtor® will provide you with a snapshot of the market conditions, including listings in the area that have sold and are comparable with the property you want. Your Realtor® will then write the offer and present it with the necessary research and documentation to the seller’s agent for review.
Step 7 – Negotiate Your Terms
Your broker will provide you with a comprehensive plan of how they will negotiate strategically on your behalf to ensure that you receive the best price and terms possible.
Step 8 – Under Contract
When the seller accepts your offer, you are “under contract”. This means you have a specific period of time to drop off earnest money, inspect the property, get your paperwork in order, and secure financing.
Step 9 – Final Walkthrough
In order to ensure that your future new home is in the shape that you last saw it in during inspection, we will schedule a final walk through 1-2 days before closing.
Final Step – Closing
Closing is the legal process of transferring ownership of a property from one party to another. You, your attorney, the seller’s attorney, the closing agent, and the seller will gather to sign the required legal documents.